Some U.S. 18 wheeler tractor/trailers do just that. They are geared properly for good fuel economy and with good acceleration, but the computer is set with a maximum engine speed that limits the top speed. The computers can actually be set to limit the top speed in each gear if desired.
The problem is that if you set a car for one max speed and then take it somewhere with a higher max speed allowed, the car can't do the new speed. Another problem is that some people insist on being able to drive faster than speed limits and there will always be someone who will figure out how to "modify" the computer to bypass the set max speed. (After market companies in the U.S. sell specialty "chips" that plug into stock computers and change their settings, while a computer's parameters can be changed by anyone with the proper software and engine and thus road speeds can be changed.)
You can also do that mechanically by changing the size of the tires (larger diameter means the car goes further for each revolution of the engine, which means it will go faster) and gearing can be changed that allows for faster road speeds versus engine speeds. IE: if a vehicle with 3.90:1 final gearing can max at 100 kph, that same vehicle with everything the same except using 3.55:1 final gearing will be able to reach 110 kph. It won't accelerate as quickly, but will be able to have a higher top speed.
Years ago, U.S. built 18 wheelers were designed so that they had a max speed of 55 mph, or 88 kph. (national speed limit at the time) That was before the days of computer controlled engines so it was done by either putting a mechanical stop on the throttle linkage so that it couldn't go as far as it should, or by putting gearing in the differentials that set the engine's max speed to give a road speed of 55 mph. The mechanical stop could be removed, so that didn't work very well, and the gearing for a maximum speed of 55 mph meant the engine was running at its maximum speed, which results in its worst fuel efficiency and highest stress points at all times.
My 1977 GMC 18 wheeler maxed at 55 mph in the top gear at 2100 RPM versus my 2005 Western Star 18 wheeler that maxed at 119 mph in top gear at 2100 RPM. The 1977 gave 4 miles per gallon of fuel @ 55 mph while the 2005 gave almost 9 miles per gallon of fuel @ 55 mph and could run at the up to 80 mph (129 kph) speed limits in parts of the U.S while still giving 7+ mpg.
It is my job as a driver to NOT run my engine at its maximum. The best speed limiter is that nut behind the steering wheel acting like a responsible adult.